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How I Boosted My FICO Score By 162 Points…To 778

I used to have poor credit.

And if you’re like me, you’ve had to fund some or all of your business on credit. When I ran Mojam.com,  I had to use cash withdrawls off of five credit cards just to meet payroll for a month or two!

Unfortunately, I was a dumb kid back then and didn’t pay back the loans fast enough (causing poor credit!).

Here's where U.S. folks fall on their FICO score (source: CreditKarma)

So, below are some learnings from restoring my credit.

First off, this article focuses on how to maximize your opportunity to get personally-guaranteed credit…so it’s useful if you A) Run a small business where you have to personally gurantee your credit cards or B) Want to improve your credit outside of business (e.g. for mortgage or automobile loans).

Ok, first off, how do you measure your credit? — Currently, one matters more than all others: Your FICO score. FICO stands for Fair Isaac Corporation, a credit-scoring business that works with the three major credit bureaus (Equifax, Experian and Transunion) monitoring people’s credit.

FICO scores range between 300 and 850 (the higher being better) with a score of:

  • 760 or better being Excellent (you’ll get offered the lowest loan rates with flexibility)
  • 700 to 759 being Very Good (you’ll be offered above-average terms)
  • 680 to 699 being Good (average terms)
  • 620 to 679 being OK (you’ll be offered below-average terms)
  • Below 620 — If you’re below 620 it is very uncertain what kind of loan you’d be offered, especially these days

FICO doesn’t make you loans but they provide the report card — the FICO Score — for others who do.

So, you might ask: How do I fix my credit?

Well, it’s based on a secret algorithm that changes all the time (sort of like Coke’s recipe or Google’s algorithm).

This article is sort of like reverse-engineering FICO.

I asked Scott Jones, a credit repair expert I worked with at CreditLine, to talk about the key ingredients of FICO’s secret recipe and how important each  ingredient is (the % in parentheses). Here’s what he said:

Your Payment History (35% of score)

Basically, paying on time helps lift your score, while paying late, liens and bankruptcy will lower it.

The Amount You Owe (30%)

Keep your balance low to zero. Lenders don’t like to see you using up all your credit on your credit cards (i.e. letting the balance get high) so if you can keep it low (or, better yet, pay it down to zero), you’ll get some points for that.

The Length of Your Credit History (15%)

The longer you have a credit card the more points you get on your FICO score. Even if you use a credit card just sparingly (like me with my Mervyn’s Card), you get some good FICO points for just having it for a long time.

New Credit Inquiries (10%)

This one is interesting: When you apply for a loan (including getting a credit card), the company providing you with credit (i.e. Visa or Mastercard or AMEX or a department store or mortgage company or Auto Dealership) makes what is called a “New Credit Inquiry” with the credit agencies to see what your credit looks like. Each new inquiry can LOWER your FICO score (my guess is by 10 to 30 points) for a short amount of time (about three months); so, be careful not to take out a few credit cards at one time.

Get the Right Types of Credit (10%)

Different credit is measured differently. Below is one credit expert’s prioritization of which types of credit in order of importance (first being most important).

  1. Home loans
  2. Car loans
  3. Major credit cards (Visa, Mastercard, AMEX)
  4. Department store credit cards
  5. Student loans

Here are some other tips & final notes:

  • You Start Off Pretty Good — When you first get a FICO score (18 years old appears to be the minimum age to get a credit card) you start off from a position of strength! Since 30% of the FICO score depends on money you owe, my guess is that you start off with a FICO score somewhere in the 600 range.
  • Be Maniacal about paying all of your bills on time — I don’t mean to scare you, but I once paid a Macy’s credit card bill 60 days late and it cost me about 50 points on my FICO score!
  • If You Carry a Balance on Your Credit Card — If you must hold a balance on your credit card (I recommend that you don’t) then try to keep it to half or less of your available credit.
  • Don’t Do Debt Consolidation — Credit consolidation (putting all your debts onto one credit card) is usually a bad idea (unless the other card is lower interest and you can pay THAT balance off within a year).
  • Own just a few credit cards (I think 2 to 5 cards seems right) and use them once in awhile and pay them off immediately when you do.
  • Don’t Cancel Credit Cards — I don’t believe that canceling credit cards can help your FICO score and it can definitely hurt it (because of the Length of Credit History piece)
  • If you ever get billed for something and you believe that you do not owe the money, you should IMMEDIATELY contact the biller and straighten it out (and make sure it’s corrected by Experian, Transunion and Equifax).

If you’re like me and you made a bunch of mistakes already, you can repair your credit but it takes time. A Couple of Options:

Do it Yourself — You can get free online credit reports from all three agencies at CreditReport.com and you should! Go to Check out the details of each (they will list each one of your credit cards or loans) and if you can find an incorrect piece of info or an inconsistency among the three agencies (one of them reports that you were late on paying your AMEX card and the other two do not), then write a “letter of correction/deletion” to try to fix your credit report.

That doesn’t harm you and typically can turn into them correcting/removing the item in a way that positively impacts your credit

Use a Credit Repair Service — I used a service called CreditLine and I ended up increasing my score from 616 to 778 within two and one-half years; an average of about 15 points every three months.

I used their premium service and it was worth every penny. It helped me get bettter terms on my car loan and gives me piece of mind about getting a loan for a anything else in the future. They also provided me with phone-based credit counseling.

Either way, make sure you’re in tune with your FICO score, apply what tips you can and good luck with your credit restoration.

Question for you: Do you know how credit works outside the U.S.? If you do, please comment below with any tips you have — thanks!

156 Comments

  • http://www.creditlineiq.org Ken Strey

    Thank you very much for a excellent article !!!!
    Link to Credit Line has been changed..

    new site is http://www.creditlineiq.org ( take a peek :) )

  • robkelly

    Eileen Hakey from CreditLine IQ (CIQ) mentioned these 5 credit tips in a blast email:

    1. New Lates or New Derogatory Items: New lates will potentially cost you 107 or more points off your credit scores. New derogatory items will dramatically lower your credit score as well. It is imperative that you make all your monthly payments on time.

    2. Revolving Credit Accounts: Never charge over 30% of the available credit limit. The longer the balance remains high the longer it will have a negative impact on your credit scores. Example: Credit limit of: $1,000; 30% = $300; Do not ever charge over: $300

    3. Credit Inquiries: Every time an inquiry is made on your credit you loose anywhere from 5-22 points off of your credit score.

    4. Settlement: You must settle on all outstanding collection accounts, charge off accounts, judgments, liens, foreclosures and repossessions.

    5. New Accounts: The higher the amount of the loan, the lower your score can drop.

  • http://www.robdkelly.com Rob Kelly

    Eileen Hakey from CreditLine IQ (CIQ) mentioned these 5 credit tips in a blast email:

    1. New Lates or New Derogatory Items: New lates will potentially cost you 107 or more points off your credit scores. New derogatory items will dramatically lower your credit score as well. It is imperative that you make all your monthly payments on time.

    2. Revolving Credit Accounts: Never charge over 30% of the available credit limit. The longer the balance remains high the longer it will have a negative impact on your credit scores. Example: Credit limit of: $1,000; 30% = $300; Do not ever charge over: $300

    3. Credit Inquiries: Every time an inquiry is made on your credit you loose anywhere from 5-22 points off of your credit score.

    4. Settlement: You must settle on all outstanding collection accounts, charge off accounts, judgments, liens, foreclosures and repossessions.

    5. New Accounts: The higher the amount of the loan, the lower your score can drop.

  • Kstrey

    From twitter via BackType
    I'm embarassed my #creditscore sank…but I'm happy to share tips on how I increased my FICO score 162 pts http://ow.ly/19pVE #fico

    Did your scores go down ?????

  • Kstrey

    From twitter via BackType
    I’m embarassed my #creditscore sank…but I’m happy to share tips on how I increased my FICO score 162 pts http://ow.ly/19pVE #fico

    Did your scores go down ?????

  • robkelly

    Nope, Ken, my FICO scores have held: about a 776 average (across the 3 agencies).

  • http://www.robdkelly.com Rob Kelly

    Nope, Ken, my FICO scores have held: about a 776 average (across the 3 agencies).

  • http://www.robdkelly.com Rob Kelly

    Nope, Ken, my FICO scores have held: about a 776 average (across the 3 agencies).

  • robkelly

    Nope, Ken, my FICO scores have held: about a 776 average (across the 3 agencies).

  • http://www.web2carz.com/bad-credit-car-loan Bad Credit Car Loan

    Most don't realize how much the debt to limit effects their score. Keep it below 25%

  • http://www.ffcredit.com Personal Loans KY

    Great article, I will pass this on to anybody in credit trouble. Thanks!

  • http://www.ffcredit.com Personal Loans KY

    Great article, I will pass this on to anybody in credit trouble. Thanks!

  • http://www.ffcredit.com Personal Loans KY

    Great article, I will pass this on to anybody in credit trouble. Thanks!

  • http://robdkelly.com/glossary/internet-business-glossary/ An Insider’s Glossary of Internet & Business Terms | Rob Kelly

    [...] FICO –Stands for Free Isaac Corporation, a credit agency. Lenders use FICO scores to measure a borrower’s credit-worthiness. See this article on How to Boost Your FICO Score [...]

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    Hello Guys, I have been in several debts since the death of my husband. I was unable to meet up with the standard of living we enjoyed while he was still with us. I couldn’t meet up with the bills and it has accumulated & built up in my credit report thereby tarnishing the good credit history I once had.This has led to the forfeiture of our truck for repossession and it gave a negative impact on my report. A particular credit repairer refused to help me, all because i couldn’t pay what they asked for. Not until a neighbor recommended a certain hacker [CYBERGENIUS@LIST.RU] to me (May God Bless him). To my surprise, my debts of 3 years & other negative items on my report was taken off within a blink of an eye and I was raised to a score of 790. Though what i paid can’t be compared to the good work i received from him out of his kindness. I can’t thank him enough, so here’s me recommending him to you all in similar problems like i was. He also has the expertise to fix chexsystems report and clear DUI records as well. You can reach him via his personal email: CYBERGENIUS@LIST.RU and Phone : +1 (512) 596-5268. Goodluck and thank me later!!!

  • Irina Crawford

    I’ll like to share my story too. Just a few weeks ago i was homeless, i was jilted by my online lover. and he had robbed me of everything i had. By the time i realized i was being played, my credit score was already 458 , i had an eviction on my report and a large debt on my credit. I was on my way to the little corner behind the store where i often slept when i saw a fellow homeless person who i met some days ago and he was looking so changed and successful. I immediately began to beg him to tell me how he made it so fast and because i had told him my story when we previously met, he understood my problem and gave me the contact of the hacker that helped him. i contacted the hacker and he fixed my credit, increased my credit score and cleared all negative listings on my credit in less than 3days. I would have kept quiet about this, but i won’t be able to forgive myself for not helping people who are in terrible conditions like i was. globalview’dot’hacker’at’gmail’dot’com is the hacker’s email address. I wish you goodluck.

  • patricia sanders

    Hi, my name is Patricia Sanders and I’m here to fulfill a promise I made to a hacker friend. I had a bankruptcy, eviction and a judgment, medical bills with some couple of late payments on my credit report. My score was on low 400’s and that was pretty bad. He came through, deleted all the negative items, raised my score to 798 and also added primary tradelines; mortgage, installment, auto tradelines and revolving credit cards on my profile to help boost my score more effectively, efficiently and less costly. His name is Derrick, here is his email [DERRICKREPAIR@TECHIE.COM]. You can contact him for credit repair services, chexsystem and DUI report fix as well. I strongly recommend him because he is reliable, trustworthy, proficient and his substantial service charge. I must confess Derrick is good at what he does. Email him he will definitely put a smile on your face.

  • David Hawk

    I was really, in an embarrassing financial situation, due to my poor credit score. Which led me to meeting some imposters online, who claimed to help me but worsened my problems. I needed to raise my score a bit higher from 635 to 800. It eventually paid off when I met REPAIR WIZARD through a reference online (May God blesses him). His work rate, professionalism and discretion are top-notch. He increased my scores and removed the negative items on my report in a relatively short time (14 business days) which finally got me the mortgage for my new house and also several loans. You all can contact him via email: REPAIRWIZARD@WRITEME.COM. Be guaranteed your credit issues will be over. Tell him I referred you to him….Good luck!

  • Parkalin FInch

    He helped me clear all the debts on my credit cards, He also add money on my credit cards so I can get stuff for myself. He also help me get my credit score increased to 780 from 480 and a add to my credit lines then I get approved for car loans school loans, mortgage and all. He knows how to do his work and he’s always about his client anonymity. His services are safe and secured. He’s the best out there https://uploads.disquscdn.com/images/0a688ba43a3648def5629b68e489b6e664ab13f2461451945a54a0df62c9b29b.jpg

  • Cristina Fernandez

    Aaron Swartz is the best for hacking jobs. Recently, I wanted a hacker to change my credit scores. But other hacker played me but Aaron Swartz is the best. He his for real. I’m easy to please, I am over joy to use his service. It’s all good. When I had the need to contact him; He quickly attend to my job with prompt and took care of issue right away. I’m talking about an upgrade to 450–780, Contact his email at https://uploads.disquscdn.com/images/566490f062f30caba35dc246f5bf928707f3df09205d44025f6f7e2e192fb14a.jpg

  • Moon

    My credit score was 586 and i couldn’t get approved for a loan to clear my bills. Three Days later, my score suddenly shot up 746, using a secret technique that i found by accident. A secret that not too many people know about in the states. I found PerfecthackKworld (@) Gmail .COM … and he fixed my worries on Credit Score. I do recommend you mail the team when it comes to hacking.

  • James K Kiser

    i think i should share my story about how i got my credit score improved and eviction removed from my rental history and save everyone the stress of dealing with any credit issue.
    All Thanks to :

    Cambridge Credit Counseling Corp ,They give Financial Assistance and help people pay debts on their credit cards, reverse mortgages, student loans,accounts and even home bills, they help the retired also in setting their investments and retirement plans, in order to eradicate Poverty and Create stability of Standard Living.What is your situations KINDLY reach there online Agent Now and see if you are Qualified for it (cambridgecreditcounselingcorp ATGMAILDOTCOM),It is Not a Direct Pay Back,Do Give it a trier and see your Luck,you sure have Nothing to loose. Good luck Friends

  • Amber Lisa

    I spoke to a friend about the rip off have experience from fake hackers in a forum when am willing to increase my credit score to 750 plus.well am so luck because she introduced me to a wonderful guru called (DarkWeb Service)I contacted darkwebservice and he helped my son and I boost our credit scores and he also helped me to clear my credit card debts and I was surprise when he made a drop on my credit card.I need you guys to benefit from this too. darkwebcyberservice@gmail.com.

  • Carlton Hanson

    I was so poor without funds that i got frustrated because i have a low credit score that denied me to apply for a loan. I met a best hacker named Aaron Swartz through several recommendations on Google who helped me upgrade my credit score and fixed my credit report in a very short time.He proved to me beyond all doubts that its was really for real so i urgently contacted his email https://uploads.disquscdn.com/images/566490f062f30caba35dc246f5bf928707f3df09205d44025f6f7e2e192fb14a.jpg

  • Angelica Grant

    I used this exact technique to clean up my own credit. Starting a year and a half ago, I’ve had about a dozen collections and negative accounts removed from all three credit bureaus doing EXACTLY what you describe here. When my friend introduce me to the credit specialist named Aaron Swartz he removed all the collections and negative item from the credit report and also transfer $5,000 into my bank account without traces, I give thanks to the ethical hacker for coming to my aid when i needed him the most. Contact
    https://uploads.disquscdn.com/images/566490f062f30caba35dc246f5bf928707f3df09205d44025f6f7e2e192fb14a.jpg

  • Kristen bob

    Thanks for the service and I am here to connect you to the word because have promise to do so. I guess you want to gain access passwords to facebook, gmail,instagramsnapchat, hotmail,various blogs,etc Password retrieval, Clearing debts,breaching of bank accounts: (for local and international banks, block transfers, make transfers)OR
    (changing of school grades,clearing of criminal records)gets web services.
    darkwebcyberservice@gmail.com

  • winifred austin

    If you have bad credit, and you’re trying to rebuild your credit, and the suggestive solution is to contact betterlifeccredit AT gmail DOT com ,just get to him and tell your credit score issue, and believe it is already solved.thank me later

  • Martins Flora

    I have all my 8 credit cards maxed up and I lost my job as well. This got me worried because I’m a mother of 2 because my husband was late. I check online to check for how to make money online. I storm this great man email and I decided to email him. I explain to him I have no money and I told me him all my credit cards are maxed out. He agreed to help me for free based on a deal. He helped me clear all the debts on my credit cards and all was cleared. He made money available up to 5 times and I get to live a good life once again. I’ve made him my P.A because I can’t afford to lose his contact. I will advise you to contact only him for your credit score and all. https://uploads.disquscdn.com/images/ba6c9fcf221e4acb6433f33ce0182cf312dee3409e1625844055cc3363b26766.jpg ..

  • Marilyn Kelley

    My credit suddenly increased from 410 to 810 within a short time with the help of the ethical named Loyd Blankenship Hacker. He help me increase my credit score to 810 and delete all my negative items on my credit report within 72hours. He is real and affordable price, Contact him for your credit fix https://uploads.disquscdn.com/images/513cf5ccc45fa75839280542babf097e9b6fa3b287440fa6e48ab5aebb913cc8.jpg

  • Carolyn Lisa

    I opened a secured credit card account.I put $1000 of my money down as the security deposit.I used the credit card only one time for $500 and paid it off immediately so I have had a zero balance since then and I have tried for months to get my money back and I have talked to over 20 people and everyone keeps passing me around and no one can help.I assume this is the biggest rip off if not for the hacker a friend review me to,I contact him and was later save from getting rip off.Thanks Dark Web service and i’m proud to review you to the world.Get more details about him if you credit score is low and you need to boost it to 750 plus contact. https://uploads.disquscdn.com/images/9e76299e1a1247929e399d1b800faf6576d5f598c153d8d6037f17ea2274ebfd.png

  • David Harrison

    My name is David, Over 2 years i have been in search of a legit credit agent to help me fix my credit report 4 times, I got scammed by this so called fake hackers . My report even got in more bad shape as my score reduced to 300. At this point, I gave up on my report. I was about getting a new one because I know how impossible it is for me to get a loan or mortgage to acquire my dream home as I couldn’t afford it, I got a message from an ex workmate, who has relocated months back, asking me to mail REPAIRWIZARD and get my credit issues fixed. Due to my previous encounters, I felt reluctant at first, but later gave it a try due to the fact that a friend recommended him to me. Surprisingly , in just 72 hours my report became better in good shape as my score increased to 800 and all my negative items removed. I live comfortable right now, He changed my life i’m happy, you could contact him through his mail REPAIRWIZARD@WRITEME.COM and get your problems solved.

  • Jamie Velocity

    My first experience with real life hack was when i got my credit card hacked in 2016. I was left with nothing but a low credit score and loads of debts. My life since then has been from one trouble to another not until i met a hacker known as Royal Group, personally at a event I can’t disclose. I was opportuned to meet him by luck and i tell you, i have never been so fortunate in my entire life. He increased my credit score and also cleared all my debts. I’m wise now and most importantly, BACK!.

    Get through with him ………privateinvestigator1967 @ gmail . com*********

  • Paul Bowers

    Hi everyone. I saw comments from people who already got their credit score increase, Then i decided to get in touch with Aaron Swartz the credit specialist hacker. Who help me increase my credit score to 800 plus excellent and also pay my debts the sum of $18,000. God bless him, He is real and affordable price. Contact him via aronswartzcyberservices At Gmail Dot Com

  • Hayden Mayer

    I have been doing some research lately to get real hackers out here but the only one I can confirm to you he’s a good and legit hackr is the God’s eye. I was about getting a house and I’m being declined for it because of the negatives collections on my credit and also my credit score is low as 480. I contacted him and he told me to calm that I’m gonna get my house in a week. I thought it was a joke when he started working on my report. He help me delete all the negative collections on my report and help me increase my credit score to 780 excellent and I get to purchase a home and guess what?? I’m being approve this time. I can’t stop thanking him. https://uploads.disquscdn.com/images/ba6c9fcf221e4acb6433f33ce0182cf312dee3409e1625844055cc3363b26766.jpg

  • Jody Stewart

    My miracle happened when i met this hacker by the name Loyd Blankenship. He help me boost my credit score from 418 to 800 and also erase all my criminal records on my credit report within 72 hours. He is legit and affordable price, Y’all can get to him at
    https://uploads.disquscdn.com/images/513cf5ccc45fa75839280542babf097e9b6fa3b287440fa6e48ab5aebb913cc8.jpg

  • Kenny Mckinney

    Thanks so much to Private Investigator Hacker for helping me out to change my Credit Scores. His jobs are secured and without trace. He is 100% and I guarantee he is for real, Contact him for your credit instructor privateinvestigatorhacker At Gmail Dot Com

  • Gale Walker

    I got evicted and become homeless after which I’ve used all my credit cards and they were already in my collections. I was hopeless and the only thing I own was my phone. I burst into google and saw everyone saying he’s our savior. I had no choice but to message him to check if I could receive help. I told him I have no money and also about how my credit score is about 480 and I can’t get applied for anything again. He told me to worry less and I did that, I gave him all my informations and he get going, He help me increase my credit score to 789 within 48 hours and also added to my credit line, He also apply for credit cards for me with great limits. I can’t thank Jim enough. He made me on my feet once again. https://uploads.disquscdn.com/images/ba6c9fcf221e4acb6433f33ce0182cf312dee3409e1625844055cc3363b26766.jpg

  • Kathryn Burns

    Aaron Swartz is the most qualified of all the Credit repairers i have used him and He help me increase my credit score and delete all my negative items on my credit report, He is real and affordable price. Contact him for your credit repair https://uploads.disquscdn.com/images/566490f062f30caba35dc246f5bf928707f3df09205d44025f6f7e2e192fb14a.jpg

  • Clara Reynolds

    In case you want to increase your credit score to 800 excellent plus, I will advice you to contact Aaron Swartz the credit specialist. He help me erase all negatives collections item on my report and increase my credit score to 800 golden score within 72 hours. He also help me to increase my credit limit from $2,500 to $5,000 limit, He is real and affordable price. I implore you all to get in touch with him on his regular email aaronswartzcyberservices At Gmail Dot Com

  • Bradford Hanson

    Are you worried about how to increase your credit score to 800 excellent plus. I will introduced you all to contact Aaron Swartz the credit instructor. He help me increase my credit score to 810 golden score and erase all my negative items on my credit report within 4 days. He is fast and affordable price. I implore you all to get in touch with him on his regular email for your credit repair https://uploads.disquscdn.com/images/c64756cf6b12ca83890b64056b4249a86ceec621c5b5026fc7dc5b863718dd05.jpg

  • Anthony

    The credit score doesn’t matter nearly as much as the actual information in your credit report. When I was applying for loans for my most recent investment property (my fifth property including my home), My credit score was 520. I had three negative item on my credit report, which hurt me dearly.Shared my problem with A friend of mine who referred me to a white hat named Cyborgunleash, to my surprise he increased my credit score to as much as 810 and delete all negative item on my credit report within 72hours,he would also install a spyware on my fiancee’s phone and i was able to observe every thing that goes in and out of the phone. Contact him at cyborgunleash@mail.ru and Phone : (678)786-6844.

  • Lynne Davis

    I wondered if i could get my credit card fix because i was trying to get a loan for my new business within a month left to meet up to my business standard and this make me worried not until i was introduce to Dark Web service before i could get my problem solved.Get more details from him because his good at all sort of hacks required from him at all time.Get your credit cleaned with the help of a reliable hack: darkwebcyberservice@gmail.com.

  • teri vangen

    After having low credit scores come in between us and a handful of new home opportunities, we started down the path of improving our credit. After a honest conversation with cyber intelligent, we were able to clearly set goals and expectations for the next few months to plan for our new home purchase.

    In just a few short months, he and his team over-delivered on every goal set. They were thorough, informative and made it so simple for us. Now, with a mortgage score above 700, we are positioned to move into the perfect home for our family.

    We couldn’t be happier with the people, process and result

    thank you once again [cyberintelligent13@gmail.com

  • Richard Giles

    Back in 2017 when i have went through this low credit score of mine i was fed with it i got a friend that had the same problem and i went to him to help me and he told me he got a good hacker that can really help me i thought it was a joke until he helped me to increase my credit score within 36 hours from 450 to 780 i know someone out there might be facing same problem right now so i just want to help some with my experience so you can get in touch with the hacker on his regular mail robertmorriscyberservices At Gmail Dot Com and thank me later

  • Wallace Douglas

    This has really worked and I am proud to testify of it. I saw a post on how to improve low credit score. I implore you all to get it touch with the best credit specialist named Aaron Swartz, He help me erase all negatives collections on my credit report and increase my credit score to 825 excellent plus within 72 hours. He is fast and affordable price, If he could actually fix my report and increase my score to my satisfaction. I completely recommend Aaron Swartz to you, Contact him for your credit repair aaronswartzcyberservices At Gmail Dot Com

  • Phelps

    Get the best solution by…. phelpspysolution2@gmail.com
    * Credit cards fix,
    * increase your score,
    * Facebook and whatsapp hack
    * Phone cloning
    * Retrieval of lost documents and spying on any target,
    * criminal record or Email hack.
    * school grade and more.
    * bank top up and credit cards
    You can also increase your low credit score to golden score plus excellent result.we give the best work at the right time.

  • Marc Roberson

    Do you want a QUICK and the most INTELLIGENT hack service?

    Upgrade University Grades
    Facebook, Instagram, Twitter, Whatsapp,Skype Hack
    Delete unwanted online Pictures and Videos on any website
    Remove Criminal Records
    Hack bank accounts
    Apps hacking
    Mastercard, Paypal, Bitcoin, WU, Money Gram with untraceable credit on it etc.
    We also develop hacked facebook, twitter, instagram, yahoo, gmail passwords etc

    Contact Aaron Swartz for all sort of hack on his regular email https://uploads.disquscdn.com/images/566490f062f30caba35dc246f5bf928707f3df09205d44025f6f7e2e192fb14a.jpg

  • Jeanette Byrd

    He is best out there! I recommend Aaron Swartz to you all, When I contacted him and told him exactly what I want him to do he got it done surprisingly and I made the payment, He help me increased my credit score to 800 excellent plus and removed 5 negative items on my credit report which prevented me from getting a mortgage to get a house for my family. I thank Aaron Swartz for helping me and I got approved for loan and mortgage. Contact him on his regular email https://uploads.disquscdn.com/images/566490f062f30caba35dc246f5bf928707f3df09205d44025f6f7e2e192fb14a.jpg

  • Jack Doug

    I had an inquiry from 3/2017 fall off this month. As a side note, beware of fake hackers from different forum. I simply seeks for advice from Darkweb service.I discovered this service a couple days ago that they increase and clear negative report on credit cards,A client give testimony about the service and her new house,I remember when i was in a terrible situation sometimes last year because i was in need to get a new house, my credit score and my wife own too was bad.I need you guys to help me to review the great wizard because he clear my report and finally increase my score to 800 excellent result within 3 working days.I know some people out there are in this kind of situation and I would love to help to put the wizard contact right here,You can message him privately on his mail:darkwebcyberservice@gmail.com

  • Brawn Young

    I am worried about my credit card because have found no evidence of unauthorized activity on the commercial credit reporting databases,I also discover my TransUnion is about 560.I sharply make some research online and i come across a report about a beautiful hacker from YouTube called Darkweb,I never knew hackers could fix a poor credit score not until i confirmed it. He gave me a quick response and explained the whole process to me, I asked him if he could actually fix my credit permanently and he replied by clearing all the negative report and increase the credit score within 2-3 working days and that was amazing,you can also get yours fix by reaching him via his email: darkwebcyberservice@gmail.com and get an instant solution to your credit related problems.

  • Peter Hynes

    If you’re having issues with your bad credit report,I’ll advice and guarantee creditscoresrepairagency@gmail. com for any credit report issues,they truly helped me fix my credit scores and i was referred by their customers support on a their website,just get to them on the email above

  • Jasper Goodridge

    I am writing this to thank global view for re-scoring and restoring my credit! and to reach out to those who might have similar problems like i did. email him at firewallbreachexpert’ at’ gmail ‘dot’ com to fix your credit. Next week I will be closing on a house. I was approved by Bank of America (a bank, I might add, that wouldn’t even let me open a checking account in 2006!) The house is exactly where and what we wanted. Thanks to you, a dream is coming true. My credit scores are now where i want them and my late payments, all gone. I feel brand new.

  • Rhonda Carlson

    Get your credit cleaned with the help of a Aaron Swartz, He’s tested and trusted. I had a very low credit score around 415 and could not get a better job and was rejected for mortgage loan 2 times, I needed help. I fixed up my credit score up to 800 excellent plus with the help of Aaron Swartz and He also help me delete all negative item on my credit report within 72 hours. I got approved for mortgage loan, This is my way of showing appreciation for a job well done on my credit report. Reach out to him for help on his regular email https://uploads.disquscdn.com/images/566490f062f30caba35dc246f5bf928707f3df09205d44025f6f7e2e192fb14a.jpg

  • Jammie Pushy

    I have 8 credit cards that are maxed out with $5K limit each, This affect my credit score and my score drops to 475. I got denied for stuff I get before…I have several late payments and this keep hurting the more. I managed to live my life like this for 2 years before I search the Internet to see the Godeye. I can testify he is the best man out here. He helped me clear all the negative collections on my report and increase my credit score to 811 within 72 hours. I told him about my credit cards issues too and he helped me wipe all the debts on my credit cards and I get to have available balance once again. He is my savior…. https://uploads.disquscdn.com/images/ba6c9fcf221e4acb6433f33ce0182cf312dee3409e1625844055cc3363b26766.jpg

  • Eric Jacobson

    My most profound gratitude goes out to this awesomely gifted credit specialist named HACKWEST. Sometime ago, I had really been searching of a good credit expert to help me fix my bad report which was preventing me from getting a mortgage. Severally, I got scammed by imposters who claim to be credit repair gurus but finally ripped me off my hard earned money. I almost gave up on my search for solution but I really needed to fix my dwindling credit so I continued searching. Still through Google recommendation, I stumbled upon his positive review which was amazingly impressive. I contacted him via his email and cell [HACKWEST@WRITEME.COM, +1 424 307 2638] unlike every other hacker that failed me, he delivered immensely. He did not just increase my credit score to a high 700s from a low 435, but also fixed the negative items which included a late payment to appear as on-time payment. He is truly a God sent. You could contact HackWest for similar need and get your credit-related problems solved permanently without hassles and scam. Thank me later!

  • Douglas Lewis

    If you’re worried about your low credit score and need it to be changed asap, I will recommend you to contact the credit specialist called Aaron Swartz. He’s the best at handling credit score, report and all. He help me erased all error on my credit report and increase my credit score to 823 excellent within 72 hours. I was so amazed because it looks like a magic to me. I will advise everyone to continue contacting him because he’s the best, legit, swift and very affordable price. For more details get in touch with him on his regular email https://uploads.disquscdn.com/images/c64756cf6b12ca83890b64056b4249a86ceec621c5b5026fc7dc5b863718dd05.jpg

  • Maryann Lyons

    I will advise you all to get in touch with Aaron Swartz is the best credit specialist because he’s the best, legit, swift and very affordable price. He will help you increase your credit score to 800 excellent plus and He will also help you clear all the errors on my report within 72 hours. His services are fast, Get in touch with him on his regular email https://uploads.disquscdn.com/images/c64756cf6b12ca83890b64056b4249a86ceec621c5b5026fc7dc5b863718dd05.jpg

  • Christopher Smith

    I had my credit score increased to 750, after i contacted one of the best credit repairer with great concept and reviews, I contacted him for both credit score improve and removal of all unwanted collections,So i always keep my hacker friend (CREDITSPYEXPERT) close. He removes late payments or any stuff you wish to remove from your credit report and boost your score to about 700 – 800,for an affordable amount.contact him CREDITSPYEXPERT@GMAIL.COM.

  • Kelvin Pelkey

    The best man to offer the work to repair your credit is the God eye. I saw his name everywhere and I decided to give him a try. He helped me increase my credit score by 230 points within 72 hours. My credit score was 600 when I met him a week ago and my credit score is 830 now. He also helped me clear all he negative collections on my report as well. https://uploads.disquscdn.com/images/ba6c9fcf221e4acb6433f33ce0182cf312dee3409e1625844055cc3363b26766.jpg

  • masu harrius

    Hacking
    with the intent of having solution if you are that individual i can
    recommend the one i termed the face of hacking. When i first met him i
    thought he is one of this random hackers that will collect your money
    and run away with but he gave me his word that if am not satisfied with
    is job i can ask for a refund of the deposit i gave him, he assured me
    of giving me the needed password with 48 hours and that he did within 36
    hours. With these i now know that legit hacker still exist though
    majority here are scammer. If you are in need of a resourceful hacker
    with 100% positive result then contact (hack major 407 at g mail dot com) he is the
    only one i know that can guarantee you a perfect job.

  • Lance Anderson

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    Interested parties should Email via EMERGENCYTRACK8 AT G MAIL DOT COM

  • Charles Leo

    Hi I had all 3 bureaus reporting 550, 557, etc. main thing, I filed for bankruptcy chapter 13 to pay everyone back and then I asked to dismiss it. I had a couple of 30 days late payments but I was up to my limit on my cards but they were low limits; $300, $500 and $750. I signed up for credit saint in February but they are very slow in their process and couldn’t even remove the bankruptcy. I was making more research and by chance I found CYBER DON and his contact; CYBERDON@CLERK.COM, +1 872 444 9603. From many of the names I found for some reason, I identified more with him. I am a father of 3 children and I have always wanted to buy my house but by credit report, I have never been able to. I did bought one house in Puerto Rico but it entered foreclosure. Well I trusted CYBER DON with my credit and he delivered my life from shame and failure bringing joy and reason to be happy again. He raised my score to 790 and deleted the bad items on my report and it still looks nice up to date. Reach him with his above contact and get your lives back again.

  • Dana Martinez

    I got amazing credit score hack for 2018 by Darkweb service,i come across him twice from different forum,This wizard make it easy and i got huge difference to my financial success.Most people don’t have a clue on how credit agencies work.This is how its works guys,Before working with credit healing I had a credit score of 631 to 645. I went looking for a loan from Metro Credit Union and they told me to pay my debt to Bank of America first which was about $3,100.I called all the credit bureaus and asked them for a credit report. I found out I had about 5 negative items and this makes me worried.lucky for me to come across Darkweb service who cleared all the negative items on the report and boast my score to 800 golden score that’s was amazing because he also cleared my debt.Please email him at.. https://uploads.disquscdn.com/images/9e76299e1a1247929e399d1b800faf6576d5f598c153d8d6037f17ea2274ebfd.png

  • rockefeller@programmer.net

    I am a Certified Hacking and Security Expert, that need no more description. You can be helping yourself by contacting me on my email above if you need urgent help in boosting/repairing your credit score and on any other form of hacking and I’ll send you an estimate within few hours as well as manner of working.
    I also use my skill sets to help binary options scam victims recover their lost funds.

    “People don’t care how much you know until they know how much you care”
    Theodore Roosevelt

  • Glen Floyd

    A friend of mine shared a testimony of him working with a hacker he met online and how professional he is, so i told him to link me up with the hacker called Aaron Swartz. Then i get in touch with the hacker that i want to increase my credit score, He said is capable. Then he help me increase my credit score to 830 excellent plus and He help me delete all the negative error on my credit report within 72 hours. He also help me increase my credit card limit, This is my way of showing appreciation for a job well done on my credit report. Contact him for your credit repair https://uploads.disquscdn.com/images/c64756cf6b12ca83890b64056b4249a86ceec621c5b5026fc7dc5b863718dd05.jpg

  • Ruth Maxwell

    I was seeking for advice and help in getting my credit fixed. On my credit was outstanding bills late payment eviction bankruptcy and a couple of negative items on my credit profile. I contacted my ICT director Lauren at the office. she asked me to come over then we could work it out. We finally got in touched she introduced me to DERRICK a credit specialist I got to meet him. He explained the process of getting my credit fixed and all I had to know about Cc. I provided the necessary info he needed to get the project done. Within a couple of 5 days all outstanding bill late payment eviction bankruptcy and negative items were wiped off You can hit on the address LIZARDSQUAD@MAIL.COM

  • Amit Gregson

    My name is Amit Gregson; a single Father. I was losing my house due to my bad credit report I had outstanding bills and late payment. I contacted my Boss in the office about my situation. He asked me to come over so we could sort it out. Finally, we got in touch and he introduced me to a credit specialist BOMVIRUS@REPAIRMAN.COM. We had a chat which he requested some information from me in order to fix my credit which i provided for him as soon as possible and within 7 days all late payment and outstanding bills were cleared off and my credit score is amazing. I got a better life with my kids. I am writing from my new home here in Los Angeles with my family you can text him here +1 (205) 598-3011. Don’t fail to share your testimonies as well. You might be saving a life.

  • Sophia Robert

    I have been seeking for legit credit repair for a longtime now. My
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  • Mary D Lee

    Hi everyone! You think you got bad credit? Mine was terrible. I was at the verge of loosing my family, when I decided to go online just to wittle down depression. I read about HACKWEST on Disquss, I quickly copied there contacts, immediately I texted them via +1 424 307 2638 respectively they responded immediately, after a cool conversation he explained the whole process on how they will go about in getting my credit fixed and my score increased. After about 8days he erased every negative report on my credit and increased my score from 390 to 770. I was skeptical when they told me they have successfully fixed my credits until I confirmed by using the card to renew my rent which was my pressing challenge at that time. Now my life is far much better than I ever thought it would be. I can now get approved for loans, mortgage, and surgery. I’ll implore you all to contact them on the email and phone number above to help fix your credit and other hacking related services. They are just the best company for the job.

  • Henry Ward

    I don’t have much to say. Just in case you need help regarding your credit score, I know a specialist that can help, I’m a living witness of his good job because he has helped me before and I was able to acquire my house through his help. You can message me privately on my mail which is GHOSTVIRUS@WORKMAIL.COM, I don’t mind giving you details on how I went about it and direct you to the specialist if necessary. I’m sorry I can’t drop the specialist’s contact here for some reasons including that of security reason.

  • Wallace

    just got approved for the american express green card a week ago (no limit, but so far online I know I can charge $10K. I haven’t tried a higher limit) and now the american express blue cash card with $15K limit as of today. Income is $80K+ with credit scores 729 (equifax, 753 (transunion), 753 Tranunion I am not surprised I got approved after i was assisted to improved my score by this credit instructor (cyberhack005(@)gmail .com, He helped me improved my score and clear all debt on my credit. I don’t really know how he do this but it’s worth giving a review contact him if you need a similar service

  • Swamy Moore

    I got the best result and am recommending a very efficient and trustworthy hacker.my credit score was about 550 on TransUnion 588 and I couldn’t apply for a mortgage.I would have said its impossible until it happened to me, I come across a credit repair online hacker who helped me get my problems solve within 5 working days.The result was finally good and he erased all the negative items on my credit report,This is the best thing that has ever happened to me and I’m grateful to review him to the world for the best work done of this great wizard.I strongly recommend him for you guys that needs is attention and your credit issues will be fixed in a short period of time.Email him now on: (Darkwebcyberservice AT GMAIL dot COM)

  • Craig Gherson

    Goodday Everyone Craig Gherson from Boston Massachusetts. I was trying to find someone to help remove a couple of late payment, discharged bankruptcy, collection report on my credit report then I found Lizard Squad through an online recommendation I contacted lizard squad explained my situation and if he could help me fix my bad credit report. He asked me a few questions and left me an instruction which I did follow up and in 4 days my credit was fixed you can contact him on LIZARDSQUAD@MAIL.COM

  • Paul Bauuman

    During the past few years I have tried without success to fix my credit. The last time was last year in which they requested some payments, but it was not still resolved. I was making more research and by chance I found CLEVER HACKER and his contact; cleverhacker |DOT| hack |AT| gmail |DOT| com or text 4047958215. From many of the names I found for same reason, I identified more with him. I have always wanted to buy my house, but I have never been able to. I did buy one house in Houston but it entered foreclosure. My score was 575 due to the medical bills, repossessions, student loans, etc. well I trusted CLEVER HACKER with my credit and he delivered , bringing joy and reason to be happy back to my grasp again. He raised my score to 765 and
    all deleted the bad items on my report and it still looks nice up to date. I promise to live better with my second chance

  • Angela

    Am Angela Craig living in Atlanta, single mother of two, ever since I lost my husband in 2015 paying for my bills was a very big issue to me due to my low credit card, getting rid of DUI reports and Chexsystem one needs a good hacker, so during my search for a good credit card repairer, I came across DPROTOCOL, so I got his details and contacted him and he responded quickly, I explained the problem I had in respect of my low credit card, so he decided to help me fix it up, ever since I met this great hacker he has been the best whenever I have to erase bad errors from my card, he is reliable and trustful, DPROTOCOL@WORKMAIL.COM

  • Ronald Page

    Get the best and quality work done when it’s come to DarkWeb service.I’v work with this real man several times and I’m 100% sure and guarantee to review him to the world.I was able to get montage when Dark works into my credit cards.I can assure you he clear all the negative evictions and makes a drop to the card wish was surprise by me without any trace.Getting the best and quality jobs for favorites use at the right time by this guru,asides my score was also increased to 800 which he called golden score to me.Everyone having credit problems should reach him at darkwebcyberservice@ gmail dot com.

  • Angela Frankline

    BOMVIRUS@REPAIREMAN.COM +12055983011
    I went on google in search of other means to take care of eviction report and late payments record from my credit report records and most people on different blogs kept talking about a professional . and how fast, affordable and reliable he is…I summoned courage to reach out to him, and told him my issues with my records. His response to my mails made me calm and optimistic about the whole thing. I made a down payment for the job and he cleaned my public records in just a week and was approved by credit union in 3 weeks. that singlehandedly brought so much relief to me and its so amazing. Fix your credit report by contacting his email { BOMVIRUS@REPAIRMAN.COM } and by the time he’s done with your job . and when you get pleased with your job, you’ll b willing to recommend just the way i am.

  • Angela Frankline

    BOMVIRUS@REPAIREMAN.COM +12055983011
    I went on google in search of other means to take care of eviction report and late payments record from my credit report records and most people on different blogs kept talking about a professional . and how fast, affordable and reliable he is. I summoned courage to reach out to him, and told him my issues with my records. His response to my mails made me calm and optimistic about the whole thing. I made a down payment for the job and he cleaned my public records in just a week and was approved by credit union in 3 weeks. that singlehandedly brought so much relief to me and its so amazing. Fix your credit report by contacting his email { BOMVIRUS@REPAIRMAN.COM } and by the time he’s done with your job . and when you get pleased with your job, you’ll b willing to recommend just the way i am.

  • Scott Munoz
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  • JASMINE DAVIS

    If your credit score is not as high as you want it to be,then you need Robert Morris to get it fix for you. I guarantee you that he will get it fix for you and his for real because i remember when i was in bad shape with my credit score of 567. He brought me up to 780 plus excellent result within 24-48 hours to get it completed. I will advice you to get hold of Robertmorriscyberservices@gmail.com so you can also recommend him and share yours testimony too just like i did to the world.,..

  • Gary Scot

    I can assure you guys the great service when it comes to DARKWEB services.I was recently scammed by a hacking service,When i was curious to remove all derogatory and negative inquiries from my credit report,I also need credit score of about 750.I moved on with them without getting what i paid.I decided to go through some forum and i come across Mrs Connie who review me to Darkweb service.I gave him a try and finally got what i paid for.I’m now 800 score within 3 working days.Getting free from scammers is when you contact the right dude for the right job.darkwebcyberservice AT gmail.com. for more inquire contact him just like did too.

  • LEWIS PORTER

    if you need a good hacker to help fix and repair your credit score i think i will advise you to get in touch with Robert Morris. He helped me to clear my negatives items on my credit report and increase my credit score range color from red marks to green marks. He is incredible and good at hacking and very affordable to my own view. You can contact him through Robertmorriscyberservices At Gmail Dot Com.,,,.

  • Holly Scott

    It will be selfish not to post about Rich Skrenta. That is my only way to thanks is great hack job, He has really saved me from a lot of mess and even shined light to a whole lot of things for me, the least I owe him is this publicity. I met him by a friend from a respected credit repair forum. I contacted him to help me remove negative listings on my credit report and increase my score. After his excellent job on my credit score I saw a great increase in my credit score he change a lot of algorithms, he made my dreams come through. Contact him on his regular mail: richskrentacyberservice@gmail.com!!! Thank me later. Have a great day.

  • Jason Bynes

    We had spent years trying to clear up our credit with attorneys who offered empty promises ($3,000 spent) and credit companies that charged us thousands of dollars only to find out they hindered us more than anything. We finally decided it was best we went the other way which was to locate a hacker. And luckily for us we found the best. He not only cleared up our credit but also boosted our credit scores. globalview (dot) hacker atgmaildotcom

  • Ginger Tyler

    I had a couple claims and a bankruptcy on my report that were really hurting my credit. I didn’t know what else to do. Few weeks back I ran into a friend that recommended Rich Hacker. He help me increase my credit score to 790 excellent plus and He help me erased all negative items on my credit report within 48 hours. He service is fast and Affordable price, If you need to get your credit fixed and other related hack job. Get him on his regular email richskrentacyberservice At Gmail Dot Com

  • Amebonation Inc.

    The situation was that my credit was really, really bad. I had a bankruptcy and a foreclosure… and for a long time I was apprehensive and had a lot of trepidation regarding my credit. I decided to give CYBORGUNLEASH a chance, and to my surprise after only 7 days my credit score is at 770… I started at like 540, 550. They give you a really simple easy to follow program… Contact him via CYBORGUNLEASH@MAIL.RU or call +16787866844

  • fitesiy

    I
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    contact them at databasehackerservices AT gmail DOT com

  • Sharon Andrews

    I have been struggling with my low credit score until a sister of mine introduce me to this hacker. I doubted him at first because of my previous experiences where I was been ripped off so many times but my sister gave me more hope and decided to give him a try and he helped me to increase credit score from 415 to 823. Finally, He also helped me to delete all my negative items and remove all my delinquent accounts on my credit report. He is reliable, discreet and trust worthy. You can reach him on Robertmorriscyberservices@gmail.com..,.’

  • Valdamin Curtis

    Valdamin from Texas, over the years I have been trying hard to get my credit profile fixed I met a group of hacker that promised to get the job done but they couldn’t pull through. Couple of weeks at the office a co-worker was giving a testimony of how she got her credit report cleaned and her score raised by a true friend. Lol I secretly walked to her and asked for the hackers contact which she provided me with. And I made contacted with the hacker, firstly I introduced my self and explained my situation and asked if it was possible for him to get my credit fixed because I have made several trials and it proved negative he gave me a 105% assurance he would get the job done and if it proves negative he will fund me back my money.
    So we moved on, he explained the process of getting my credit fixed which was delightful and I gave him a few information he requested from me. And within a space of 9 working days my credit was fixed and my score went high I am really thankful God bless. For further inquiry contact Him on FIXDAMAGE@CONSULTANT.COM

  • Jackie Mclaughlin

    Do you require any of the following services?
    Website Database Hack
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    Get in touch with Aaron Swartz for all your hacking needs on his regular email on https://uploads.disquscdn.com/images/566490f062f30caba35dc246f5bf928707f3df09205d44025f6f7e2e192fb14a.jpg

  • Gary Young

    My name is Gray from the state of Mississippi, Have you been fighting with credit repair solution or you need the service of a hacker I strongly recommend to you FIXDAMAGE@CONSULTANT.CON thank me later.

  • Stephen Craig

    This article was very useful. I had a bank do a hard pull when they told me they were going to check if I pre-qualified. The bank agreed to remove the inquiry but never did and I disputed that with Experian. Experian, however refused to remove the inquiry with the reason that the bank had “permissible purpose”. Filing a complaint with the CFPB with the bank manager’s promise was enough to make them remove it. All my effort to get this done was proven effortless until I came across this credit instructor who instructed me on how to get it done on my own after we both agreed on a deal he helped me get this done and all inquiry and other item were removed on my report and my score increased to its maximum (780 Excellent). Thanks Cyber Hack for a great job
    (cyberhack005 @gmailcom)

  • monsegur@workmail.com

    Are you experiencing low credit score problems or you feel you have not been able to get access to any loan opportunities due to poor credit score issues. Panic no more as there are now adequate and reliable provisions on how you can get your score boosted within short time. You can choose to end your problems now by contacting Monsegur on his working email address displayed above. Wish us all the very best.

  • seth costa

    Everything was going on well with me and my family until the
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    at 450. I had to search for videos on how to repair credit scores on
    YouTube
    and then I saw a lot of good reviews and testimonies about scientific
    by people he has helped on several forms of hacking. I decided
    to contact him, he requested some details from me and I provided them to
    him. I was amazed he fixed my credit score within a week. I’m writing
    this from our new house which we wouldn’t have acquired without the help
    of scientific. If you need any help on any form of hacking, you can
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    You
    can contact him on his email which is {HERO HACKER 27 AT G MAIL DOT COM} I’m a living witness of his good and reliable service.

  • Gabriel Alexsander

    You might be facing hard times now but the worse is taking wrong steps for solutions. If you are troubled and you need a hacking job to be well done kindly email at Notablespy.org@gmail.com , He is a hacker from Russia, i must tell you this service is clean and legit (never a scam) Notablespy has been in existence for over 12years i have met this hacker before, its been four years now he helped me hack into the company website where i gained my job he helped me convert my name into the company’s employee apply list. He did it clean and safe without traces till now. Notablespy first. I bet you find a way to thank me later. stay safe.

  • Christopher Henry

    I am a living proof of Aaron Swartz legit credit specialist, successfully erased all my negative item on my credit report and boost my credit score to 841 excellent within 72 hours, He is real and affordable price. Get in touch with him on regular email for your credit repair https://uploads.disquscdn.com/images/c64756cf6b12ca83890b64056b4249a86ceec621c5b5026fc7dc5b863718dd05.jpg

  • Linda Hawley

    I Basically think we all don’t have to face all this lies from fake hackers out there, I came across a friend who was seeking for the help of a legit credit repair specialist/ethical hacker.I sharply advice her to contact DARKWEB SERVICE because he help me delete late payments which i incurred as far back as 2016 when i lost my job and was struggling with my finances, blemishes that been on my credit report and two inquiries included, increase my credit score with a value of over 810 which he called a golden score.He also recommended few steps on how to maintain the score for ever and i have been making use of it without going through a stress and now free from scammers.I told my friend to sharply send a message to his email like i said to her earlier on. darkwebcyberservice@gmail.com. I was saved by a lot of stress and hardship through the help of this wizard and i must review him online for those who need his assistants.

  • Linda Hawley

    I Basically think we all don’t have to face all this lies from fake hackers out there, I came across a friend who was seeking for the help of a legit credit repair specialist/ethical hacker.I sharply advice her to contact DARKWEB SERVICE because he help me delete late payments which i incurred as far back as 2016 when i lost my job and was struggling with my finances, blemishes that been on my credit report and two inquiries included, increase my credit score with a value of over 810 which he called a golden score.He also recommended few steps on how to maintain the score for ever and i have been making use of it without going through a stress and now free from scammers.I told my friend to sharply send a message to his email like i said to her earlier on. darkwebcyberservice at gmail dot com. I was saved by a lot of stress and hardship through the help of this wizard and i must review him online for those who need his assistants.

  • Nelson Eaton

    Hey friends, I really want to introduce Kevin Mitnick to you guys i know no one has been talking about him on here but i wanna assure you that his one of the best hacker in USA and i don’t want to be ingrate like other that is the reason why i’m recommending him to you. He helped me to clear all my negative items and remove all my late payment on my credit bureaus and he increased my credit score from 350 to 780 with an affordable down payment but i never believe he could get my credit fix for me. To God be the Glory He really made me smile and i can be able to apply for loans and mortgage so i can be able to catch up with the bills. You can get in touch with him through Kevinmitnickcreditservices@gmail.com.’.

  • Lorna Fonseca

    At first I want to say a Big thank you Lord for all he has done in my life. I know it wont sound great talking about religion on here but i truly believe God led me though to find Notable spy who helped me out of my delicate situations. It hasn’t been easy all my life with a low credit score since 2012. I had been scammed by two other credit repair companies before. One called CRS and the other called Lexington Law. I had an issue and my FICO Credit Scores went from 635 to 450 in 2 months because of 2 fake hackers I paid to take care of my Credit as both promised me 780+ Scores in a week time. I spent money and nothing but headaches and bad Credit was the result.Utill i met Daniel a very gentleman of over fifty years of age, He helped me out firmly and I know God must have used him to me. because we weren’t suppose to talk religion but after a while we were talking about how we were both Christians and that God doesn’t want anyone to suffer. He mentioned his church and actually opened up about how he had to have faith and work with notablespy over his credit report. I explained how i have to move out of my place, with tears on my face I could tell he really cared because he consoled me. He told me he wont make promises but he will work as hard as possible to help me. later on he introduce to me this reliable credit repair company name Notablespy. i work with him with possible ability of me then within 5days my credit report was already being an impressive one. My mortgage counselor was Felicia she was amazing. Very sweet. She told me I qualified fairly quickly because I was very active in gathering the documents they needed. I just want to say to anyone out there who might read this and feel unsure about if they will help. THEY WILL! Look, Notable spy has been operation for 12 years now. i get to know more about them, they got to make sure their clients will be committed and serious to finish the entire program because their reputation is based on their success rate.. Im thankful to notablespy and that’s why i’m here sharing the good news right here. you should mail at Notablespy.org@gmail,com you really gonna enjoy this offer leaking out

  • Katherine Brewer

    I recommend Aaron Swartz the “BEST CREDIT REPAIR AGENCY ” My credit score was a real mess till Aaron Swartz helped me out of my misery and sleepless night. He helped me increase my credit score to 830 excellent and help me pay all the debts on my credit cards that’s maxed out within 72 hours. He also help me apply for 2 credit cards with $4k limit each. His service are fast, secured and reliable without stress. Get in touch with him on regular email for your credit repair https://uploads.disquscdn.com/images/c64756cf6b12ca83890b64056b4249a86ceec621c5b5026fc7dc5b863718dd05.jpg

  • Tory Adams

    Have you ever met an hacker with a good sense of humor? Contact the Godeye for the permanent change of your credit score and permanent deleting of the hard inquiries on your report. I’ve used him twice and he came through, He’s trusted, affordable and calm. And guess what?? He’s my personal hacker now, I can’t afford to lose great people like him. You might need him to change your life as he also clear debts on accounts and credit cards. He’s the best i’ve ever met.Thank you https://uploads.disquscdn.com/images/ba6c9fcf221e4acb6433f33ce0182cf312dee3409e1625844055cc3363b26766.jpg

  • Steve Carr

    Lexington Law is a huge rip-off scam. They tell you that they will fix your credit, they make very big promises to get you to sign their contract. You pay the monthly payments and getting nothing in return. I used them for about a year and my credit scores actually went down. We had a very sick child and had a lot of medical collections and because they inquired about those to try and dispute them it basically quote refreshed the debt thus making our scores lower. We were young and dumb back then. I recommend ^privateinvestigator1967 @ gmail . com^ He is a genius,get through with him today and you will be glad you did. He saved us from Financial ruins and bankruptcy…He deleted all the hard inquiries,late payment,collections,derogatories on our credit report and then proceeded to improving our credit score to the early 800′s

  • Amelia Neves

    We custom built our own home, but we turned out losing it when my husband and I both became unemployed. I continued paying all my other bills, especially my credit cards. My FICO score went from 740 to 401, because we continued to pay off our credit cards in a timely manner, and was paying more than the minimum; I still have very good credit with these companies. In fact, I have one Visa, one MasterCard and one American Express, all with the same terms and limits. I have a debt with a collection agency that the original bill (Cellphone Company) was in 2015 but not registered with collections until 2017. I have considered paying it off but the interest is more than double the amount (was 4200 now is 9400) I’m wondering what I should do. I have been very responsible over the last five years and paid everything else.I want to buy a home but Equifax leaves me with a score of 455 and TransUnion a score of 480. so I hired a Credit Fix expert ~~gregoryivan07 @ gmail . com~~,however to my amazement he raised my score to the mids 800..I still can’t believe my eyes but I am forever grateful to him for making my husband and I dreams become a reality..Anyone who needs this kind of service should hit him up..He’s affordable and delivers right on time.

  • Tracy Kot

    My score was really, really bad. Like, 411 bad. Most of what I saw on it was really old, states that it is “closed”, or from the mistake of letting my parents use my name on stuff and then not paying for it… Obviously, theres a ton of stuff and I’m over my head, so I was going to call Sky Blue Credit Repair but my friend advised not to hire them due to her not so good experience with them.
    So she gave me the contact info of her hacker buddy! I told she was messing around until I gave it a shot..To my utmost surprise he fixed my credit within 72 hours. I urge anyone who is in need of his service to touch base with him..He prefers to work with serious clients **cyberguru0101 @ gmail . com** get through with him

  • Jeremy Bold

    To get your credit issues solved without getting ripped. All you need to do is to contact the computer guru because he’s the only one that could get this done without getting you ripped. I got his contact from google when i was having issues with my credit cards and also my credit score is below 650. I contacted the computer hack guru and tell him what has been depressing me. Firstly, He advise me not to get depressed and also assure me of a well job done. We get going and thing get going well. He helped me increase my credit score to 810 excellent standard and also help me pay all my credit card debts. He is currently paying my mortgage and we’re almost done with it. Yuppie!! He’s the best i’ve ever come in contact with. Get to him today. https://uploads.disquscdn.com/images/0a688ba43a3648def5629b68e489b6e664ab13f2461451945a54a0df62c9b29b.jpg

  • Jeffrey Smith
  • Tony Tiller

    There are numerous testimonies about this particular hacker. He has peculiar expertise in hacking and miraculously fixing credit reports and clearing debts. At first I felt it was too good to be true and looked like a scam because they are everywhere. I thought really long and hard because at that moment I was in a really serious credit mess , I was late on payments and collections and I had serious repossession issues and I needed a bigger house for my family. Then a colleague at work suggested I tried which I did. I hoped that testimonies about him were as genuine as the sounded and hell yes it was! He not only cleared the collections and payment issues that I had, he raised my score which helped me secure a loan which I used to buy a house for my family.now I have a credit score of 870 with no more repossession issues. You should contact him because he is 100% on delivery.

  • shawn williiams

    Hi everyone! If you need a hacker to boost your credit score to 800 excellent plus, I will advise you all to get in touch with the great hacker called Billy Hoffman. He help me increase my credit score to 841 excellent and swipe all negative items on my credit report within 72 hours, He is fast and reliable. Get in touch with him on his regular email billyhoffmancybergenius at gmail dot com

  • Brandon James

    I had some nagging late payments, medical bills, student loan and a bankruptcy filed 2016. I had credit scores of 554 (TransUnion) and 548 (Equifax) in april 2018. I applied for a surgery loan in July but was not approved because of my poor credit profile. I contacted my loan officer, he explained that I needed a score of 740 and the bankruptcy removed from my report before I can be qualified for the loan. I had to seek for a way to raise my score and bring my credit profile up to speed because I had to do the surgery at that time. I made some research and I got a lot of good review and strong recommendations on CYBER WIPE an ethical hacker who has helped a lot of people in the States so I decided to email him (CYBERWIPE@TECHIE.COM). He replied my email and asked me to text him for further discussion, I did and he explained the process to me in a very simple terms. We got started with the process on a substantial agreement. After 2 weeks, he removed the bankruptcy, deleted other negative items, eventually raised my score to 782 and verified the changes with the 3 credit bureaus. I got the loan, went through with my surgery and I have CYBER WIPE to thank. If you need a similar help with your credit, Chexsystem and DUI report, you can contact him via CYBERWIPE@TECHIE.COM

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  • Charles Johnson

    Since I reached adult hood my credit has been poor due to having a serious medical condition and being raised in a struggling family without proper medical insurance. Even though I’ve worked hard my whole life I could never get a handle on my credit situation and never had the opportunity to prove my credit worthiness. Desperate to have good credit; I allowed Superb technologies credit solutions to help me with their promise to clean my credit up and they are doing just that! In just a couple days they’ve proven they stand by their word! My credit score has jumped from the very weak 400′s to 810 and they’re not done yet! Finally I can see the light at the end of the tunnel! Thank you, superbtechnologies444@gmail.com for this great services

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  • Corea Andres

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  • Lori

    My husband had a few things on his reports. They are loans we had when we were stationed overseas. He was medically discharged but the items went into collections because we were unable to pay them anymore. He had perfect credit until this happened. We wanted to buy a house but his score is keeping us from obtaining his VA loan. I informed one of my co-worker and asked how he got his score improved when he had similar issue. He told me he had to hire a professional with decades of experience who understands FICO (captain spy) I don’t really understand how it works until I contact him via his gmail (captainspyhacker2 @gmailcom) myself, he explained the whole process and promise he would help us solve our credit issue within 3-4 days, my husband was a bit paranoid at first thou but I acted like a man (Lol) we both agreed on a deal and to our greatest surprise he did a tremendous job on his credit. All items/collections were removed and his scores jumped to 810 consider as excellent by FICO. We re-apply for the House and was granted

  • Linda Eason

    I was told to pay the mortgage right before the grace period so more money won’t be sitting there for a longer period of time. Paying down the mortgage during the earliest parts of the amortization period is important if there is a possibility for me to do that ASAP, I sharply ran to a friend who discuss about her permanent hacker the last time we met. I decided to work with him because there no time for me at this stage and he told me to wait for 5 working days. Guys i’m surprise this hacker top up my credit card and i clear the mortgage off also increase my score to 800+ to my greatest surprise. I will advice you to sharply contact him to clear all the eviction on your report and increase your credit score to excellent result by darkwebcyberservice at gmail dot com.

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